The “You’ve Earned It” Student Loan Mortgage Program for Maryland

The “You’ve Earned It” Program has been replaced as of late 2016. Please check out the new Maryland SmartBuy Program for student loan specific mortgage products.

You’ve worked hard to get your education, and it didn’t come cheap. For many people, investing in an education means carrying long-term student debt, which can become a barrier to achieving the dream of homeownership.

For a short time, the Maryland Mortgage Program is offering a 2.75% mortgage rate* and up to $10,000 in Down Payment Assistance to qualified homebuyers in Maryland who have a student loan debt of $25,000 or more. The MMP “You’ve Earned It!” program is open to potential homebuyers who are buying a home through the Maryland Mortgage Program in one of Maryland’s “Sustainable Communities”. For a list of Maryland’s qualifying “Sustainable Communities” areas, email us.

For all program details and eligibility requirements, please refer to the MMP “You’ve Earned It” Fact Sheet.

*APR (Conventional) – 3.159%; APR (FHA) – 3.738%; APR (VA) – 2.914%. Please contact a participating lender for further details on the APR.